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If you’re anything like me, you receive a ton of mail from numerous places wanting your business, wanting your attention, wanting your pizza order.

While the above holds true and the majority of us toss about 90% of said mail into the recycling bin, there are a few important pieces of mail which require your full attention – or at least they should – and one of those is your mortgage renewal.

House on Calculator
Time to renew that mortgage? Ask the right questions.

Unfortunately, nearly 60% of borrowers simply sign and send back the renewal that they receive from their lender, without really asking any questions. This is unfortunate because even though the initial mortgage product or rate agreed upon was competitive, this most current term or rate may not be.

My intention here isn’t to bore you to tears regarding finances and the Canadian economy, and am aware that I’ve likely lost a few of you at the word “mortgage”, but every dollar counts these days when raising and supporting a family, and your mortgage should be respective of this.

As a father and husband to a young family, I want to ensure that I do right by them. Prior to becoming a Mortgage Agent myself, I have always brought my business to a Broker to ensure that our family was getting the best service available and that we weren’t leaving any money on the table.